Estonian net-pay calculator
Estimate net pay in Estonia for standard employment: the unemployment-insurance contribution and the funded pension are withheld from the gross salary, the basic exemption is applied, and a flat income tax is charged. We also show the total employer cost. The result is an estimate based on the rates in force for 2026.
- Net, deductions and tax — broken down
- No registration, no hidden costs
- In Estonian and English
Quick calculation
Enter the monthly gross salary and your details — the calculator instantly shows the net pay, the itemized deductions and tax, and the total employer cost. The figures are the rates in force for a ballpark, not an official decision.
Gross salary before contributions and income tax
Withheld from the gross salary; excluded from the income-tax base.
Net pay
Net pay: 1 657,84 €- Net pay1 657,84 €83%
- Employee deductions72,00 €4%
- Income tax270,16 €14%
- Gross salary
- 2 000,00 €
- Unemployment insurance (employee)
- 32,00 €
- Funded pension (II pillar)
- 40,00 €
- Basic exemption
- 700,00 €
- Income tax
- 270,16 €
- Employer cost
- 2 676,00 €
The funded-pension (II pillar) contribution of 2% is withheld from the gross salary (40,00 €). It is also excluded from the income-tax base.
Notes on this calculation (1)
The basic exemption is applied (700,00 € per month): it is subtracted from the taxable income before the income tax. From 2026 the basic exemption is uniform for everyone and no longer depends on income (the "tax hump" is abolished).
In Estonia your employer withholds income tax and social contributions from every payslip, so what lands in your account is already net. This calculator starts from the gross salary and deducts what is actually deducted.
Income tax is a flat 22%, applied to the taxable income after the basic exemption; the unemployment-insurance contribution and the funded pension come off first, and the exemption lowers the base before the tax.
- 946,00 €
- Minimum wage (monthly)
- 22%
- Income tax (flat)
- 33%
- Employer social tax
How it works
Three steps to a first, honest figure — no registration.
- 1
Enter salary and details
Monthly gross salary, the II-pillar rate, the basic exemption and pension age.
- 2
See the itemized breakdown
The unemployment contribution, funded pension, the exemption and the income tax — line by line.
- 3
Get net and employer cost
Net pay and the total employer cost, including the social tax.
How the monthly deduction works
The unemployment-insurance contribution and the funded pension come off the gross first; the taxable income is the gross minus those employee deductions and the basic exemption.
The flat 22% income tax is charged on that base. The employer social tax and unemployment contribution sit on top of the gross as an employer cost — never in your net pay.
Explore the tools
One page per topic, built on the rates in force for 2026.
Income tax
The flat 22% rate and the basic exemption.
Contributions
Employee and employer social contributions.
II pillar
The funded-pension rate choice.
Minimum wage
The monthly minimum across the two 2026 periods.
FAQ
Answers on net pay, income tax and contributions.
Calculator
The net-pay calculator for standard employment.
Why your net pay differs from the gross on the contract
The contract number is gross. What reaches your account is net — after the unemployment contribution, the funded pension and the flat 22% income tax on what remains after the exemption.
Two employees with the same gross can take home different amounts once the II-pillar rate and the exemption are counted.
What the breakdown tells you
The distribution bar splits the gross into net pay, employee deductions and income tax, so you can see where each euro goes.
The employer social tax is shown separately — it is an employer cost, not part of your net.
Frequently asked questions
The result is an estimate — for an official amount, check your payslip or the Tax and Customs Board.
Ready?
Work out your net pay in seconds
Enter the gross salary and see the net pay, the itemized deductions and the tax, and the total employer cost — no registration.