Old-age pension
The state old-age pension (RPKS) is a separate benefit from the II-pillar funded pension — a state, service-and-contribution-based pension, not a personal savings account. This page explains what it is made of and where to read further.
A second pension, not the II pillar
The state old-age pension (under the Riikliku pensionikindlustuse seadus, RPKS) is an entirely separate benefit from the funded pension (II pillar) this site covers elsewhere. The funded pension is a personal account, funded from a slice of your own gross salary; the old-age pension is a state-paid pension whose size depends on your pension service and pension-insurance contributions across your whole working life. One person can receive both at once — neither replaces the other.
This section is an independent reference. It works from the RPKS text in force for 2026 and is not confirmed by the Social Insurance Board (Sotsiaalkindlustusamet) — the figures here carry no official standing.
Where to start
- Eligibility — the age and pension service that must both be met at once.
- How it’s calculated — the base component, three summed components, and what the law itself does not state.
- Flexible early access — up to 5 years earlier, on a service-tiered step.
Broadly, what the pension is made of
The old-age pension is made of one flat base component, plus staažiosa (pre-1999 service), kindlustusosa (1999–2020 insurance units) and ühendosa(from 2021, half insurance units and half solidarity units) — all three priced by the same shared rate. Some of these figures are missing from RPKS’s own text — they are set each year by the Social Insurance Board. The full breakdown is on the pension-amount page.